UPS insurance: what you are really compensated
Basic compensation, paid option and PackCover cover, compared on your parcel.
Compare on your shipment
Enter a value and a weight to compare the three scenarios.
Indicative and provisional estimate. This is neither a quote nor a contractual offer.
Price by declared value
UPS charges 1% of declared value, with a minimum of €12.45 excluding tax. Charging starts above the €0 value threshold.
| Declared value | UPS | PackCover |
|---|---|---|
| €100 | €12.45 | €1.35 |
| €300 | €12.45 | €4.50 |
| €500 | €12.45 | €4.50 |
| €1,000 | €12.45 | €9.00 |
| €1,200 | €12.45 | €10.80 |
| €2,500 | €25.00 | €22.50 |
| €10,000 | €100.00 | €90.00 |
UPS rate from the 2026 UPS Service Guide for France, effective 7 June 2026. UPS amounts exclude tax.
UPS's own limit on jewellery and watches
UPS accepts jewellery and watches, but limits its liability to 500 USD per shipment, even if you paid for declared value. Article 9.4 of the UPS terms.
This limit is UPS's, not ours. PackCover compensates based on the value you declared.
Line by line
| Criterion | UPS | PackCover |
|---|---|---|
| Compensation basis without option | By international air, 26 SDR per kilogram. By international road, €85 per shipment or 8.33 SDR per kilogram, whichever is higher13 | Declared value, cover limit [to be confirmed] |
| Price of the option | 1% of the declared value, with a minimum of €12.45 excluding tax. The option is only charged above €0 | Tiered scale based on declared value |
| Minimum premium | €12.45 excluding tax2 | No minimum premium: €1.35 flat fee up to €100 |
| General declared value cap | 50,000 USD per parcel, approximately €43,140.50 | Declared value, cover limit [to be confirmed] |
| Valuable items | Genuine jewellery and watches are capped at 500 USD per parcel. Artworks, antiques, precious stones, gold, silver and stamps are prohibited | Eligibility and declared-value cover [to be confirmed] |
| Nature of the option | An increase in UPS liability limits, subject to proof of actual loss. UPS does not describe the option as insurance | Declared-value insurance [to be confirmed] |
| Claim window | Damage within 14 calendar days after receipt. Loss within 60 calendar days from tender to UPS. Legal action within eight months | Within 5 working days [to be confirmed] |
| Deductible | €0 value threshold before the option is charged | Based on declared value [to be confirmed] |
- The SDR, or Special Drawing Right, is an accounting unit of the International Monetary Fund. Air transport: 26 SDR per kilogram, approximately €30.69 per kilogram. International road transport: 8.33 SDR per kilogram, approximately €9.83 per kilogram. Indicative SDR conversion, rate dated 1 September 2026.
- By international road, UPS applies €85 per shipment or 8.33 SDR per kilogram, whichever is higher. This is UPS's own contractual limit.
Your parcel ships with UPS, the protection comes from us
You keep shipping with UPS as usual. You arrange the cover here in a few minutes, without changing anything about your shipment.
- 1
Get an estimate, without creating an account
Enter the value of your parcel and the price appears immediately. We ask for nothing else at this stage.
- 2
Enter your UPS shipment
Your UPS tracking number, contents and destination. We check eligibility before you pay, not afterwards.
- 3
Pay and you are covered
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Frequently asked questions about UPS
Does UPS compensate the value of my parcel?
Not without paid declared value. By international air, the applicable Convention sets 26 SDR per kilogram. By international road, UPS applies €85 per shipment or 8.33 SDR per kilogram, whichever is higher.
How much does UPS Declared Value for Carriage cost?
UPS charges 1% of declared value, with a minimum of €12.45 excluding tax. The option is only charged above the €0 value threshold.
Is my jewellery or watch covered for its value by UPS?
No. Genuine jewellery and watches are capped at 500 USD per parcel, even when declared value is paid.
Which valuable items does UPS refuse?
Artworks, antiques, precious stones, gold, silver and stamps are prohibited under the cited terms.
How quickly must I submit a claim to UPS?
Damage must be claimed within 14 calendar days after receipt. Loss must be claimed within 60 calendar days from tender to UPS. Legal action must begin within eight months.
Is UPS Declared Value insurance?
UPS describes it as an increase in its liability limits, with compensation based on proof of actual loss, not as insurance.
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Sources
- UPS France, Terms and Conditions of Carriage, articles 3.1, 9.2, 9.4, 9.5 and 12
- 2026 UPS Service Guide for France, effective 7 June 2026
- International Civil Aviation Organization, revision of the liability limits of the Montreal Convention of 1999, cargo limit raised to 26 SDR per kilogram, effective since 28 December 2024
Data last checked on 22 September 2026.
Carrier rates and conditions change. Check the information applying to your shipment directly with UPS.