FedEx insurance: what you are really compensated
Basic compensation, paid option and PackCover cover, compared on your parcel.
Compare on your shipment
Enter a value and a weight to compare the three scenarios.
Indicative and provisional estimate. This is neither a quote nor a contractual offer.
Price by declared value
FedEx charges Declared Value for Carriage per 100 USD increment, or part of an increment. The amounts below apply this rule increment by increment, based on the value converted into dollars.
| Declared value | FedEx | PackCover |
|---|---|---|
| €100 | €1.84 | €1.35 |
| €300 | €3.68 | €4.50 |
| €500 | €5.52 | €4.50 |
| €1,000 | €11.04 | €9.00 |
| €1,200 | €12.88 | €10.80 |
| €2,500 | €26.68 | €22.50 |
| €10,000 | €106.72 | €90.00 |
FedEx rate taken from the Value Added Services and Surcharges document effective in France from 5 January 2026: €0.92 per 100 USD increment, or part of an increment. The euro value is converted into dollars before the increments are rounded up. Indicative USD conversion: 1 USD = €0.86281, rate dated 1 September 2026.
FedEx's own limit on valuable items
FedEx caps its liability at 1,000 USD per shipment for jewellery, watches, artworks and high-tech items, even if you pay for the declared value option. Section 21.4 of the FedEx conditions.
This cap is FedEx's, not ours. PackCover compensates based on the value you declared.
Line by line
| Criterion | FedEx | PackCover |
|---|---|---|
| Compensation basis without option | 26 SDR/kg by air or 8.33 SDR/kg only by road. Liability can never exceed the repair cost, depreciated value or replacement cost, whichever is lower, under section 21.3.d of the FedEx conditions1 | Declared value, cover limit [to be confirmed] |
| Price of the option | €0.92 per 100 USD increment, or part of an increment, on the declared value converted into dollars | Tiered scale based on the declared value |
| Minimum premium | No minimum premium stated in the cited sources | No minimum premium: €1.35 flat fee up to €100 |
| General declared value cap | 50,000 USD per shipment, approximately €43,140.50 | Declared value, cover limit [to be confirmed] |
| Cap on valuable items | 1,000 USD per shipment for Unique Items, a category defined by FedEx, approximately €862.81 | Declared value with its cover limit [to be confirmed] |
| Nature of the option | FedEx states that Declared Value for Carriage is a liability cap, not all-risk cargo insurance | Declared-value insurance [to be confirmed] |
| Claim window | 21 days after delivery for damage, delay or shortage. 9 months from tender to FedEx for any other claim, including loss | Within 5 working days [to be confirmed] |
| Deductible | See the FedEx Declared Value for Carriage conditions | Based on declared value [to be confirmed] |
- The SDR, or Special Drawing Right, is an accounting unit of the International Monetary Fund. Air transport: 26 SDR per kilogram, approximately €30.69 per kilogram. International road transport: 8.33 SDR per kilogram, approximately €9.83 per kilogram. Indicative SDR conversion, rate dated 1 September 2026.
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- 1
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- 2
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- 3
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Frequently asked questions about FedEx
Does FedEx compensate the value of my parcel?
Not without an option. FedEx refers to the applicable Convention: 26 SDR per kilogram by air, or 8.33 SDR per kilogram for international road transport, without exceeding the declared value.
Is Declared Value for Carriage insurance?
No. FedEx states that it does not offer all-risk cargo insurance. Declared Value for Carriage sets a liability cap, not insurance.
Is my jewel or watch covered for its value by FedEx?
FedEx classifies jewellery, watches, artworks, antiques, collectables, musical instruments, smartphones, smartwatches, tablets, laptop computers and screens as Unique Items. For this category, liability is limited to 1,000 USD per shipment, or to the applicable Convention limit if that is higher.
How much does Declared Value for Carriage cost?
The cited FedEx France document states €0.92 per 100 USD increment, or part of an increment. The euro value is converted into dollars, then the number of increments is rounded up. This rate comes from a document effective in France from 5 January 2026.
How quickly must I submit a claim to FedEx?
FedEx states 21 days after delivery for visible or hidden damage, delay or shortage. For any other claim, including loss, the stated period is 9 months from tender of the parcel to FedEx. PackCover’s claim window is 5 working days [to be confirmed].
Are these amounts contractual?
No. This page summarises the cited official documents and uses indicative SDR and USD conversions. Rates and conditions can change, so check them with FedEx before shipping.
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Sources
- FedEx, Conditions of Carriage for Europe, applicable from 15 January 2026, sections 21.1, 21.2, 21.3, 21.4, 24.1, and the “Unique Items” definition
- FedEx France, Value Added Services and Surcharges, effective in France from 5 January 2026
- International Civil Aviation Organization, revision of the liability limits of the Montreal Convention of 1999, cargo limit raised to 26 SDR per kilogram, effective since 28 December 2024
Data last checked on 21 September 2026.
Carrier rates and conditions change. Check the information applying to your shipment directly with FedEx.